Our client, a micro-finance institution seeks to recruit a suitable person for the position below
Job Title: Approvals Officer
Job Purpose:
Assessment and approval of Loan applications while maintaining and recording the flow of information regarding the approval process.
Minimum Required Qualification
· Degree in Financial Management with an additional Diploma in Banking/Credit Management
· Minimum 4 Years experience in a Financial Institution/Micro Finance Institution, with previous experience in business credit assessment being preferred
· At least 2 years in a management/supervisory role in a Credit department/institution
Key Competencies
· Must be results driven, risk control oriented,
· have excellent planning and organization/work management skills,
· must be fluent in oral and written English & Kiswahili,
· excellent communication and interpersonal skills,
· computer literate;
· proficiency in Microsoft Office applications,
· must be Customer Service Oriented,
· persuasiveness/Sales Ability,
· must have teamwork/collaboration ability,
· ability to work under pressure and meet deadlines.
Key Functional Areas
· Receive all business credit applications from loan officers and ensures that approval process is completed.
· Evaluation of business credit applications in terms of product business rules and company credit criteria in a timely and efficient manner for the purpose of making an approve/decline decision.
· Direct customer contact as part of every credit application assessment.
· Responsible for maintaining the integrity of the credit information and ensuring that all information is correct.
· Responsible for final approval/decline of applications and reporting approval progress.
· Contributing to the setting of credit assessment criteria in the light of collections performance and providing recommendations to enhance the product and credit assessment criteria.
Send CVs to frankmconsult@yahoo.com and cc jobsfmc@yahoo.com
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